Government schemes are programs or initiatives launched by the government to benefit the citizens of the country. These schemes are aimed at improving the lives of people in various ways, such as providing financial support, creating job opportunities, and promoting economic growth. In this article, we will discuss some of the government schemes that have been launched recently and their impact on the citizens.
Pradhan Mantri Jan Dhan Yojana (PMJDY)
PMJDY is a financial inclusion scheme launched by the Government of India in 2014. The scheme aims to provide access to financial services to the unbanked and underbanked population of the country. Under this scheme, a bank account can be opened with zero balance and no charges are levied on the account. The scheme also provides an overdraft facility of up to Rs. 10,000 for eligible account holders. As of February 2021, over 41 crore bank accounts have been opened under the PMJDY scheme.
Pradhan Mantri Awas Yojana (PMAY)
PMAY is a housing scheme launched by the Government of India in 2015. The scheme aims to provide affordable housing to the urban and rural poor. Under this scheme, financial assistance is provided to eligible beneficiaries for the construction or renovation of their homes. The scheme also provides subsidies on home loans for eligible beneficiaries. As of February 2021, over 1.12 crore houses have been sanctioned under the PMAY scheme.
Pradhan Mantri Mudra Yojana (PMMY)
PMMY is a scheme launched by the Government of India in 2015 to provide loans to micro and small enterprises. The scheme aims to promote entrepreneurship and self-employment among the youth and women of the country. Under this scheme, loans of up to Rs. 10 lakh are provided to eligible borrowers. As of February 2021, over 28 crore loans amounting to over Rs. 15 lakh crore have been disbursed under the PMMY scheme.
Ayushman Bharat Pradhan Mantri Jan Arogya Yojana (AB-PMJAY)
AB-PMJAY is a health insurance scheme launched by the Government of India in 2018. The scheme aims to provide health insurance cover of up to Rs. 5 lakh per family per year to vulnerable and economically weaker sections of the society. The scheme covers over 10.74 crore families in the country. As of March 2021, over 1.43 crore hospitalizations worth over Rs. 22,500 crore have been authorized under the AB-PMJAY scheme.
Atal Pension Yojana (APY)
APY is a pension scheme launched by the Government of India in 2015. The scheme aims to provide a pension to the unorganized sector workers who do not have access to any formal pension scheme. Under this scheme, subscribers can contribute a certain amount towards their pension fund, and the government also contributes an equal amount as a co-contribution. The pension amount depends on the contribution made and the age of the subscriber. As of February 2021, over 3.6 crore subscribers have enrolled under the APY scheme.
Digital India
Digital India is an initiative launched by the Government of India in 2015. The initiative aims to transform India into a digitally empowered society and knowledge economy. Under this initiative, various e-governance services are provided to citizens through the use of technology. The initiative also aims to provide broadband connectivity to all villages in the country and promote digital literacy. As of February 2021, over 6.36 lakh Common Service Centers (CSCs) have been established across the country to provide various e-govern
ance services to citizens, and over 1.30 lakh Gram Panchayats have been connected with high-speed broadband under the Digital India initiative.
Swachh Bharat Abhiyan
Swachh Bharat Abhiyan is a cleanliness and sanitation campaign launched by the Government of India in 2014. The campaign aims to achieve a clean and open defecation-free India by 2nd October 2019, which is the 150th birth anniversary of Mahatma Gandhi. Under this campaign, various initiatives have been taken to improve the cleanliness and hygiene of public places, including construction of toilets, waste management, and behavior change communication. As of February 2021, over 10.54 crore toilets have been constructed under the Swachh Bharat Abhiyan.
Beti Bachao Beti Padhao (BBBP)
BBBP is a campaign launched by the Government of India in 2015 to address the issue of declining child sex ratio in the country. The campaign aims to promote the value of girl child and ensure the education and empowerment of girls. Under this campaign, various initiatives have been taken to improve the access of girls to education, health, and nutrition. As of February 2021, over 13.67 lakh villages and 707 districts have been covered under the BBBP campaign.
Skill India
Skill India is a campaign launched by the Government of India in 2015 to promote skill development and entrepreneurship in the country. The campaign aims to provide training and certification to youth in various sectors, including manufacturing, construction, IT, healthcare, and tourism. Under this campaign, various initiatives have been taken to improve the quality and relevance of skill training, including establishment of skill development centers, formation of sector skill councils, and recognition of prior learning. As of February 2021, over 1.18 crore candidates have been trained and certified under the Skill India campaign.
Make in India
Make in India is an initiative launched by the Government of India in 2014 to promote manufacturing and investment in the country. The initiative aims to make India a global hub for manufacturing, design, and innovation. Under this initiative, various measures have been taken to improve the ease of doing business, including simplification of procedures, reduction of regulatory burden, and enhancement of infrastructure. The initiative also focuses on promoting 25 key sectors, including automobiles, chemicals, defense, electronics, and textiles. As of February 2021, over Rs. 12.55 lakh crore worth of investment has been committed under the Make in India initiative.
Conclusion
Government schemes play a crucial role in promoting the welfare and development of the citizens of the country. The above-discussed schemes are just a few examples of the numerous initiatives launched by the Government of India in recent years. These schemes have had a significant impact on various aspects of the lives of people, including financial inclusion, housing, health, education, and employment. The success of these schemes depends on effective implementation, monitoring, and evaluation, and the participation and engagement of all stakeholders, including citizens, government officials, civil society organizations, and private sector entities.
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| Pm Kisan Beneficiary | Click Here |
| Pm Kisan Kyc | Click Here |
| Nrega Job Card | Click Here |
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| Meebhoomi | Click Here |